This website (“Website”) is owned and provided by Affiniti Digital Media Limited (registered in England and Wales with company number 05180470) whose registered address is at Chart House, 2 Effingham Road, Reigate, Surrey, RH2 7JN.
Bearing in mind that this is a free “public access” website, it is a condition of use of the website and the materials in it that use is at the user’s own risk. We give no representation or warranty as to the accuracy of the content of the site and assume no responsibility for errors or omissions in it or the effect it has upon your computer. We disclaim all liability in respect of such information and its provision. Neither Affiniti Digital Media Ltd nor any of the site’s administrators, editors or contributors shall be liable for any loss or damages suffered as a result of any use of the site, including but not limited to direct loss, consequential loss and loss of profits. We do not assume, and therefore disclaim, any liability for any loss or damage caused by errors or omissions.
The website is provided on an “as is” and “as available” basis. We shall not be liable for any direct, indirect, incidental, special, or consequential damages. This includes, without limitation and even if we are advised of the possibility thereof, any damages for loss of goodwill or any and all other commercial damages or losses including loss of profit, that result from the use of, or inability to use the website. The user agrees not to rely on any information obtained from the website and indemnifies us from mistakes, omissions, errors, interruptions, delays of service or performance, defects, harmful components, viruses and bugs, howsoever caused. It is the user’s duty to execute anti-contamination or virus software and ensure that any information, if contaminated or infected, will not damage the user’s information or system. The entire risk as to the use of the website is with the user. Affiniti Digital Media Ltd are not responsible or liable for telephone, network, ISP, electronic, computer or other communication problems or failures of any kind. Personal information sent to the website is at the sender’s own risk.
This independently owned website acts solely as an advertising and marketing vehicle to generate business for financial professionals and, as such, the owners, webmasters and marketing professionals of this website are unable to offer financial advice. Any information contained on the website does not form the basis of any contract. Business or financial decisions should not be based solely on the information contained within this website. Please think carefully before you commit to any financial decision and if in doubt, seek professional advice.
In order to use this website you must agree to be legally bound and to abide by the terms and to indemnify and hold the website and Affiniti Digital Media Ltd harmless from all alleged or actual damages, claims and expenses relating to any warrant, guarantee or representations made by the individual merchants or linked sites. This also includes, without limitation, attorney’s fees. The use of this site for any reason is deemed to be an agreement of this condition.
Availability of service
We do not warrant or guarantee that the website will be uninterrupted or error-free.
Links and site content
We do not make any warrant or guarantee, either expressed or implied as to the accuracy, validity, completeness, suitability, reliability, or currency of any information content within its site or sites to which it is linked to. Links to other websites are provided solely as a resource guide and do not represent an endorsement or guarantee, either expressed or implied. The website or does not assume any liability for any of the products, services, or data of any other sites. The website is a facilitator of links to the content of other sites and as such has no editorial control over the content of such linked sites in the same manner that a public library has no control over the content of the books that it distributes. It is the responsibility of the user to evaluate the information, opinion, advice, or other content contained within the site. We cannot be held responsible or liable for any loss or damage due to reliance on information obtained through the website.
The user agrees not to rely on any information obtained from the website and indemnifies us from mistakes, omissions, errors, interruptions, delays of service or performance, defects, harmful components, viruses and bugs, howsoever caused.
If a term, covenant, provision, or condition of this agreement becomes, or shall be held by any court of competent jurisdiction to be against public policy or illegal, all remaining provisions of this agreement shall remain in full force and effect and unaffected, impaired or invalidated by this decision. The invalidated item shall be modified by the parties to the full extent possible to carry out all the intentions and directives stated in this agreement.
Any such contract will be interpreted, construed and enforced in all respects in accordance with the laws of England, and you and us irrevocably submit to the non-exclusive jurisdiction of the English Courts.
This agreement is governed by English law and all disputes will be handled solely in the United Kingdom. English Courts will have jurisdiction in respect of it. You consent to such venue and jurisdiction. The website is controlled and operated from offices in the United Kingdom and makes no representations or warranties that its content or use is legal in other locations.
Headings are for reading convenience only and are not to be used in the interpretation of this agreement.
Whilst it is not our intention to do so, we reserve the right to change its policies and terms at any time. Any such changes will be posted on this page. We do not assume, and therefore disclaim, any liability for any loss or damage caused by errors or omissions. The website is not associated with other companies who own similar sounding names. If you do not agree to all the terms and conditions on this page, please do not use this website. Use of any internal or external links on the website constitutes acceptance of the terms on this page. If you do not agree with these terms, please exit this site by closing the browser window.
Data Protection Act 1998 & GDPR 2018
You confirm that we have your consent to disclose to any third party your details and to authorise the third parties referred to in the paragraph below to process such details for the purposes of assessing your enquiry and administering the relevant product. You agree that we and any lender resulting from this enquiry (“lender”) shall be entitled to use and process, by any medium, the information given by you via the website and any other information about you which may be acquired during the lifetime of any product (“the Data”) for the following purposes:-
- to provide the Data to and search the files of one or more credit reference or fraud prevention agencies whether before, or during the lifetime of any loan granted to you by the advisor, who will keep a record of such search, to confirm the Data, and for the purposes of credit assessment or account administration. You understand that we and/or the advisor will record false or inaccurate information if this is given by you and fraud is suspected.
- to disclose the Data to credit reference agencies when requested by them for consideration of any future applications for finance made by you or members of your household/family, or for fraud prevention and/or tracing debtors (the agencies may also disclose the Data to other lenders for these purposes)
- to disclose the Data to any other company within the lender’s group of companies and/or to any third parties (for example, debt counsellors and insurers) at any time for the purposes of assessing your enquiry and administering any product whether during the course of your enquiry or during the lifetime of any product;
- to disclose the Data to any third party who replaces or who may replace our advisor.
Prevention of money laundering
The advisor and other organisations may use and search the records of credit reference or fraud prevention agencies to check your identity to prevent money laundering, unless you have furnished other satisfactory proof of identity.
Right of subject access
Information held by us will be processed only for purposes for which we have registered under the Data Protection Act. Upon you making a request in writing we will provide you with a copy of the information which we hold concerning you on payment of a fee.