We all try to save a little money when we can, but managing your day-to-day finances can be a bit of a minefield. All it takes is an unexpected vet’s bill or your boiler to spring a leak, and before you know it you’re back to square one. So, whether you’re looking for some extra funds to redecorate the spare bedroom or your old family car has seen better days, one of our lenders’ unsecured loans might just provide the injection of cash you need.

What Are Unsecured Loans?

Unlike a secured loan, which relies on assets such as your car or home to guarantee any repayments, unsecured loans are based entirely on your own creditworthiness. And, while you may get preferential rates if you’re prepared to provide some collateral, unsecured loans are a much more sensible, much lower risk option. There’s less paperwork involved so you’ll get your money quicker, and, if the unthinkable happens and you’re unable to honour your agreement, there’s no danger of you losing your most prized possessions. Here, at Now Loans, we can offer you a great choice of unsecured loans through our select panel of specialist lenders; our service is fast and free, and you could have the money in your account the very next day.


  • You can borrow as little as £1,000 or as much as £25,000.
  • With our free, independent service we can help you find some of the cheapest deals on the market.
  • Our lenders’ flexible repayment terms are designed to suit even the tightest budget.
  • And, with an unsecured personal loan, you won’t have to offer your car or home as security.


So, if you’re interested in unsecured loans, and you’re a UK resident, Now Loans might just be able to help you find the ideal fit.

  • Borrow up to £25,000

  • Money in your account within 24 hour    

  • Quick and easy application process

  • Repay early to reduce costs

  • Non-homeowners welcome

  • 100% free, with no obligation

Estimate your loan repayments

Use our loan calculator to work out your estimated repayment options

Repaid over how many months?
Monthly repayments £XXX.xx
Total repayable £X,XXX.xx
Representative APR XX.x%

This tool is for guidance ONLY. It is designed to help you estimate loan repayments. It uses the representative APR of each product. Lenders have a duty to conduct affordability checks when you apply for a loan.

What Are the Advantages of Taking out an Unsecured Loan?

Whether you’re looking to consolidate your debts into a more manageable sum, or you need some extra funds for that brand new kitchen, unsecured loans offer a convenient, practical solution. It’s easy to apply, and, here at Now Loans, we can help you find some of the lowest rates available.


  • Our service is safe and secure, with no upfront fees and no obligation.
  • There’s no hassle and no paperwork, and you can compare quotes at the touch of a button.
  • You don’t need to provide any assets for collateral, so there’s no risk of losing your home or car.
  • And, you can qualify for one of our lenders’ unsecured loans even if you have a less than perfect credit history.


So, if you’re after a fast, flexible way to boost your cash flow, look no further.

    How Do I Apply for an Unsecured Loan?

    Applying for one of our lenders’ low-cost loans couldn’t be easier. Simply decide how much you want to borrow and for how long, enter your details into our online enquiry system, and we’ll do the rest. It’s quick and secure, it won’t cost you a penny, and you’ll get to choose from a wide range of offers from our trusted panel of lenders. Once you’ve picked the right deal for you, simply click on the link and follow the instructions. You’ll usually get a decision in principle within a matter of minutes, and you could have the money in your account the very next day. So, what are you waiting for? If what you’re after is an unsecured loan with competitive rates and a flexible payment plan, we may just be able to help.

      How Do Unsecured Loans Work?

      If you’re looking for some financial assistance, unsecured loans offer a simple, straightforward option. You can borrow a relatively large sum – typically up to £25,000 – and choose a repayment plan between one and ten years. Lenders calculate how much you can borrow and what fees to charge based on your credit score, income and employment status, so, unlike other types of loans, you don’t need to provide any assets as collateral. On the other hand, lenders incur significantly more risk when they provide clients with unsecured personal loans, and, particularly if you have a low credit score, this can be reflected by higher interest rates. And, while lenders can’t automatically seize your assets, it’s important to remember that if you fail to repay your loan, they may pursue other means to recoup their losses, such as retaining a collection agency or applying for a county court judgement.

        Can I Get an Unsecured Loan With Bad Credit?

        If you’re interested in medium to long-term unsecured loans, the answer to your financial worries could be just a few clicks away. At Now Loans, we specialise in sourcing loans for customers with a less than perfect credit history, and we’ll always do our very best to help you find the lowest rates possible. Our lenders offer a variety of options, including low-interest unsecured loans, and they’ll always do their utmost to find you the ideal fit. So, even if you’ve been refused loans or credit cards in the past, you may still be able to qualify.  Our service is fast and free, and, whatever your circumstances, it’s always worth checking your eligibility.

          What Can You Use an Unsecured Loan For?

          Once the money’s in your account, you can spend it however you please. Whether it’s back-to-school gear for the kids, that much-needed bathroom refurb, or a trip abroad, the sky’s the limit. So, if you’re looking for some extra cash to boost your bank balance, why not apply today? You never know, it might just change your life!