Fast Loans No Guarantor

If you’ve ever considered taking out a loan in the past, you’ll know that it’s often cheaper when you can find a friend or family member with a good credit rating to act as your guarantor.

But, in reality, it’s not always possible to find the right person. Either you don’t know anybody with the right credentials, or you’d rather not mix your finances with your personal life. Thankfully, there is an alternative.

If you’re determined to go it alone, and you don’t have a great credit score, your best solution may be a no guarantor loan.


What Are No Guarantor Loans?

As the name suggests, no guarantor loans don’t require another person, such as a close friend or family member, to co-sign or ‘guarantee’ your loan agreement. The responsibility for meeting the repayments lies squarely with you, and, because there’s usually less paperwork involved compared to some other types of loans, the application process can often be a lot quicker and easier.

So, whether you’re unable to find the right person to guarantee your loan, or you’d simply prefer to stand on your own two feet, Now Loans is here to help.

  • You can borrow as much as £25,000, or as little as £1,000.
  • We offer flexible repayment terms which aim to fit even the tightest of budgets.
  • You could get a loan even with bad credit history.
  • Our service is fast and free, with no hassle and no paperwork, and you could receive your money the very next day.

So, if your finances are in a bit of a mess, and you’re facing a stressful, uncertain future, Now Loans might just have the answer to your problems. It’s easy to apply, and you could have a decision in principle in just a few minutes. So, if you’re interested in no guarantor loans, and you’re a UK resident, look no further – get a loan today.

  • Borrow up to £25,000

  • Money in your account the very next day

  • Free, impartial service

  • Quick and easy application process

  • Flexible repayment terms
  • Non-homeowners and tenants welcome

Estimate your loan repayments

Use our loan calculator to work out your estimated repayment options

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Estimated Repayments

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Total repayable £
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This tool is for guidance ONLY. It is designed to help you estimate loan repayments. It uses the representative APR of each product. Lenders have a duty to conduct affordability checks when you apply for a loan.

Representative example. Borrow £3,000 with repayments scheduled over 36 months each totalling £162.34 at a fixed interest rate of 45.10%. Total interest payable at £2,844.30, meaning the total repayable after 36 months is £5,844.30.

Representative APR 50.0% fixed. This example is for illustration purposes only. The rate and/or term you are offered is dependent on your individual circumstances.

Representative example. Borrow £3,000 with repayments scheduled over 36 months each totalling £144.16 at a fixed interest rate of 34.05%. Total interest payable at £2,189.60 meaning the total repayable after 36 months is £5,189.60.

Representative APR 39.9% fixed. This example is for illustration purposes only. The rate and/or term you are offered is dependent on your individual circumstances.

Can I Get No Guarantor Loans With Bad Credit?

While bad credit can often make it harder to secure the financial assistance you need, here, at Now Loans, we don’t think a poor credit history should be a barrier to a happy, stress-free life.

Many of our lenders offer no guarantor loans designed specifically for individuals who have been refused credit in the past, so, whatever your situation, it’s always worth making an enquiry.

Our service is fast, free and impartial, and you could have the money in your account in less than 24 hours. And that’s not all:

  • By entering just a few simple details you’ll be able to compare a wide range of different loan options and pick the best deal for you.
  • With our lenders’ strict affordability checks, you can be sure that you’ll never borrow more money than you can afford to repay.
  • And, by making regular repayments on your loan you might even improve your personal credit score.

So what are you waiting for? It’s free to apply, with no upfront fees and no obligation, and, if you’ve ever considered loans without a guarantor, we might just have the solution to your financial predicament.

How Much Can I Borrow From Now Loans?

At Now Loans, we act as an intermediary, providing our customers with a free, independent service and access to a range of financial products through our panel of highly-reputable lenders.

Depending on your personal circumstances, you could borrow as little as £1,000 or as much £25,000, and, because our lenders specialise in providing loans for people with bad credit without a guarantor, it’s always worth checking your eligibility.

Simply fill out our form and our digital enquiry service will do the rest.

Why Choose Now Loans?

Here, at Now Loans, we’re dedicated to helping people find practical, long-term solutions to their financial problems. As an independent broker, we can help you source a wide range of different options, giving you much more choice than going direct and allowing you to pick and choose the right deal for you. We offer a free, impartial service, and our panel of FCA approved lenders will do everything in their power to find you the best possible fit. Our smart online service is fast and effective, Apply for free and you could get a decision in principle within minutes.

When Will I Receive the Loan?

Our step-by-step application process is quick and straightforward, and, if you’re successful, you could have the cash in your account the very next day. There’s no paperwork and no phone calls; all you have to do is fill in a few simple details and you’ll receive an instant response from our specialist lenders.

No Guarantor Loans in the UK

No guarantor loans can be a great option if you’re looking to secure some financial assistance, particularly if you have a poor credit history and you can’t find someone with suitable credentials to guarantee your repayments. However, if you have a low credit score, it’s worth remembering that without the safety net of a guarantor, lenders will usually charge higher fees to mitigate the risk. The responsibility for keeping up the repayments is yours and yours alone, and any failure to do so could have a detrimental effect on your long-term credit rating. Here, at Now Loans, we’re dedicated to helping our customers find a solution to their financial worries. Our lenders will do their very best to ensure you never borrow more than you can afford to repay, the process is quick and easy, and it’s free to apply. So, whether you’re looking to consolidate your existing debts, or you need some funds in a hurry to pay off an unexpected bill, we might just have the answer to your problems.

© 2019 Now Loans. Rights reserved.

Now Loans is a licensed credit broker and not a lender. Nothing on this website constitutes financial advice. If you need financial advice you should speak to a qualified financial advisor. This website provides information only. The choice of product is yours and your alone. As a broker we process the information you provide us and we may pass this onto our trusted third party lenders and brokers. All credit is subject to you being a UK resident, aged 18 or over and your personal circumstances. All lenders operate responsible lending policies and as such credit is subject to affordability. We may receive a commission if you use our website to obtain credit. Find out how works.

If you are thinking of consolidating existing borrowing you should be aware that you may be extending the terms of the debt and increasing the total amount you repay. Missing payments on a loan will have severe consequences and may make obtaining credit more difficult in the future.

Now Loans is a trading style of Affiniti Digital Media Ltd. Registered Office: Chart House, 2 Effingham Road, Reigate, Surrey, RH2 7JN. Registered in England & Wales, number 05180470. Authorised and regulated by the Financial Conduct Authority (FRN 726074). Registered with the Information Commissioner’s Office – Z8703415.

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