If you’ve ever considered taking out a loan in the past, you’ll know that it’s often cheaper when you can find a friend or family member with a good credit rating to act as your guarantor. But, in reality, it’s not always possible to find the right person. Either you don’t know anybody with the right credentials, or you’d rather not mix your finances with your personal life. Thankfully, there is an alternative. If you’re determined to go it alone, and you don’t have a great credit score, no guarantor loans may be the best, most viable solution.

What Are No Guarantor Loans?

As the name suggests, no guarantor loans don’t require another person, such as a close friend or family member, to co-sign or ‘guarantee’ your loan agreement. The responsibility for meeting the repayments lies squarely with you, and, because there’s usually less paperwork involved compared to some other types of loans, the application process can often be a lot quicker and easier. So, whether you’re unable to find the right person to guarantee your loan, or you’d simply prefer to stand on your own two feet, Now Loans is here to help.

 

  • You can borrow as much as £25,000, or as little as £1,000.
  • Our lenders’ flexible repayment terms are designed to fit even the tightest budget.
  • You can qualify for a loan even if you have a less than perfect credit history.
  • Our service is fast and free, with no hassle and no paperwork, and you could have the money in your bank account the very next day.

 

So, if your finances are in a bit of a mess, and you’re facing a stressful, uncertain future, Now Loans might just have the answer to your problems. It’s easy to apply, and you could have a decision in principle in just a few minutes. So, if you’re interested in no guarantor loans, and you’re a UK resident, look no further.

 

 


  • Borrow up to £25,000

  • Money in your account the very next day

  • Free, impartial service

  • Quick and easy application process

  • Flexible repayment terms
  • Non-homeowners and tenants welcome

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Can I Get No Guarantor Loans With Bad Credit?

While bad credit can often make it harder to secure the financial assistance you need, here, at Now Loans, we don’t think a poor credit history should be a barrier to a happy, stress-free life. Many of our lenders offer no guarantor loans designed specifically for individuals who have been refused credit in the past, so, whatever your situation, it’s always worth making an enquiry. Our service is fast, free and impartial, and you could have the money in your account in less than 24 hours. And that’s not all:

 

  • By entering just a few simple details you’ll be able to compare a wide range of different loan options and pick the best deal for you.
  • With our lenders’ strict affordability checks, you can be sure that you’ll never borrow more money than you can afford to repay.
  • And, by making regular repayments on your loan you might even improve your personal credit score.

So what are you waiting for? It’s free to apply, with no upfront fees and no obligation, and, if you’ve ever considered loans without a guarantor, we might just have the solution to your financial predicament.

    How Much Can I Borrow From Now Loans?

    At Now Loans, we act as an intermediary, providing our customers with a free, independent service and access to a range of financial products through our panel of highly-reputable lenders. Depending on your personal circumstances, you could borrow as little as £1,000 or as much £25,000, and, because our lenders specialise in providing loans for people with bad credit without a guarantor, it’s always worth checking your eligibility. All you have to do is enter a few personal details, and our online enquiry service will do the rest.

      Why Choose Now Loans?

      Here, at Now Loans, we’re dedicated to helping people find practical, long-term solutions to their financial problems. As an independent broker, we can help you source a wide range of different options, giving you much more choice than going direct and allowing you to pick and choose the right deal for you. We offer a free, impartial service, and our panel of FCA approved lenders will do everything in their power to find you the best possible fit. Our smart online service is fast and effective, it won’t cost you a penny to apply, and you could have a decision in principle within a matter of minutes.

        When Will I Receive the Loan?

        Our step-by-step application process is quick and straightforward, and, if you’re successful, you could have the cash in your account the very next day. There’s no paperwork and no phone calls; all you have to do is fill in a few simple details and you’ll receive an instant response from our specialist lenders.

          No Guarantor Loans in the UK

          No guarantor loans can be a great option if you’re looking to secure some financial assistance, particularly if you have a poor credit history and you can’t find someone with suitable credentials to guarantee your repayments. However, if you have a low credit score, it’s worth remembering that without the safety net of a guarantor, lenders will usually charge higher fees to mitigate the risk. The responsibility for keeping up the repayments is yours and yours alone, and any failure to do so could have a detrimental effect on your long-term credit rating. Here, at Now Loans, we’re dedicated to helping our customers find a solution to their financial worries. Our lenders will do their very best to ensure you never borrow more than you can afford to repay, the process is quick and easy, and it’s free to apply. So, whether you’re looking to consolidate your existing debts, or you need some funds in a hurry to pay off an unexpected bill, we might just have the answer to your problems.