The Best Home Improvement Loans UK Provider
There are many reasons why people take out secured loans: for home improvement projects. Either they have bought a new property and want to customise it, or it needs upgrades before it is suitable to live in. Sometimes, people take out such a loan because they are looking to sell and want to invest for a higher price. In a competitive and volatile housing market, sometimes a small investment of a few thousand pounds can add tens of thousands to the price of the home you are looking to sell.
Home improvement can be the different between an average price in your area and a good price, or between a slow and a fast sale. However, bad credit often holds homeowners back. Whatever your reason for seeking home improvement loans with bad credit, we can help achieve your goals.
What are Home Improvement Loans?
These type of loans available on our website are secured against property. This can be either your home or other property of sufficiently high value at least equal to or exceeding the value of the loan. We offer some of the cheapest home improvement loans in the UK available online today.
As a secured loan, no guarantor is required but you will be expected to list property of sufficient property which will act as security. If you default on the loan, you could lose the property against which the loan is secured. This is a last resort though.
Acceptance from Now Loans will leave you safe in the knowledge of a professional service catering to your needs for your home expansion plans.
- Borrow anything between £1000 up and £25,000 for your home improvements
- The choice to clear the debt early without incurring financial penalty
- Our secured home improvement loans UK products do not rely so much on your credit score, but on your security and ability to pay
Use our safe, secure and fast home improvement loans calculator to determine whether you will be eligible.
- You may borrow up to £25,000
- The application process is fast and easy
- The choice to repay your bad credit home improvement loans early, saving money on interest
- Fully flexible repayment terms
- Free quotes with no obligation to buy any low-cost loans for home improvement
What May I use as Security Against a Loan?
When applying for home improvement loans UK products with Now Loans, the first step is to assess whether your security is of sufficient value. Naturally, this will be the home against which you are taking out low cost loans for home improvement. The most important consideration is that the property is a valid security. If you fail to keep up repayments, there is risk of seizure of the asset. This is not a first resort; other arrangements will be sought first before this becomes a remote possibility.
Consider Now Loans when taking out one of our easy access cheap home improvement loans.
Can I Get Loans for Home Improvement with Bad Credit?
In some areas of finance, having a bad credit score will often make it difficult to obtain credit. However, with secured home improvement loans, bad credit is less of an issue. The financial assistance available through Now Loans does not depend on your credit history. We believe it should not be a barrier to accessing the best home improvement loans available.
Our fast, secured home improvements loans do not require a guarantor and are designed for people recently refused money due to a history of bad credit. Our assessments are fast, free, impartial and you could make a start on your home upgrade soon as the money is deposited in your account in 24 hours.
Home improvement loans with bad credit have never been easier to attain.
- Enter a few details into our home improvement loans calculator we will provide a range of loan options based on your needs and personal details
- The lenders’ strict affordability checks mean we will never permit borrowing more than you may afford to repay when taking out bad credit home improvement loans
- With regular repayments, you can improve your personal credit score, even though the loan was not based on this
So what are you waiting for? We have some cheap home improvement loans compared to other, traditional providers. It’s free to apply, we charge no fees upfront fees so is no obligation to accept an offer.
For some of the cheapest home improvement loans, try Now Loans.
How Much Can I Borrow From Now Loans?
Now Loans is an intermediary, checking your details and providing a range of financial products, including no guarantor loans, which are based on your needs and assessment. Our panel of highly reputable lenders look at your details and then choose a range of best home improvement loans UK providers presently have on offer, allowing you to choose the right one.
Researching loans for home improvement has never been easier and depending on your personal circumstances, you could be eligible for anything between £1,000 and £25,000. As we specialise in loans for people with a bad credit history, you should always check eligibility.
Why Choose Now Loans?
Now Loans wants to help you find workable, long-term finance solutions. Loans for home improvement are investments, and as such we want you to make the right choice. That’s why we source a wide range of options. Our service is free and impartial, using FCA approved lenders who will attempt to match you to the right products.
Please fill in more information to see initial calculations.
This tool is for guidance ONLY. It is designed to help you estimate loan repayments. It uses the representative APR of each product. Lenders have a duty to conduct affordability checks when you apply for a loan.
Representative example. Borrow £3,000 with repayments scheduled over 36 months each totalling £162.34 at a fixed interest rate of 45.10%. Total interest payable at £2,844.30, meaning the total repayable after 36 months is £5,844.30.
Representative APR 50.0% fixed. This example is for illustration purposes only. The rate and/or term you are offered is dependent on your individual circumstances.
Representative example. Borrow £3,000 with repayments scheduled over 36 months each totalling £144.16 at a fixed interest rate of 34.05%. Total interest payable at £2,189.60 meaning the total repayable after 36 months is £5,189.60.
Representative APR 39.9% fixed. This example is for illustration purposes only. The rate and/or term you are offered is dependent on your individual circumstances.