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Please note: this tool does not constitute financial advice. It merely aims to help you narrow down the options you might want to consider. If you need financial advice please speak to a qualified financial advisor.

Guarantor Loan or Personal Loan? Find what’s right for you…


Read about our most popular types of loan and then answer a few quick questions to discover your options.


Guarantor Loans £100 to £15,000

Beat your credit problem! Guarantor Loans could enable you to get an unsecured loan of £100 to £15,000 even if you have a poor credit history. If you provide a guarantor then there is much less reliance put on your credit score. Loans with a guarantor are very popular because you could borrow between £100 and £15,000 with a close friend or family member guaranteeing your loan repayments. If you have bad credit you will probably find a guarantor loan is much cheaper and more flexible than some other forms of bad credit borrowing.


  • Borrow £100 to £15,000
  • Poor Credit rating welcome
  • Multiple loan options
  • Lessen Credit Score Impact
  • Can be paid within 24 hours
  • 100% Free Service – No Fees



Personal Loans £1000 to £25,000 at historically low rates

Personal loans mean you can borrow up to £25,000 without providing any security or collateral. Nothing you own is put at risk. The lending decision is based on your personal circumstances: your credit rating – so what’s in your credit file is important the affordability of repayments – so your income and expenses are assessed As a no fee loan broker we can probably find you a number of loan deals that meet your needs.