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Please note: this tool does not constitute financial advice. It merely aims to help you narrow down the options you might want to consider. If you need financial advice please speak to a qualified financial advisor.

Guarantor Loan or Personal Loan? Find what’s right for you…


Read about our most popular types of loan and then answer a few quick questions to discover your options.


Guarantor Loans £100 to £15,000

Beat your credit problem! Guarantor Loans could enable you to be accepted for an unsecured loan, even if you have a poor credit history. Providing a guarantor reduces the reliance on your credit score. Guarantor loans are popular as you can borrow between £100 and £15,000 with a close friend or family member guaranteeing your loan repayments. Guarantor loans are much cheaper and more flexible than other types of loans if you have a bad credit history.


  • Borrow £100 to £15,000
  • Poor Credit rating welcome
  • Multiple loan options
  • Lessen Credit Score Impact
  • Can be paid within 24 hours
  • 100% Free Service – No Fees



Personal Loans £1000 to £25,000 at historically low rates

Personal loans mean you can borrow up to £25,000 without providing any security or collateral. Nothing you own is put at risk. The lending decision is based on your personal circumstances: your credit rating – so what’s in your credit file is important the affordability of repayments – so your income and expenses are assessed As a no fee loan broker we can probably find you a number of loan deals that meet your needs.


© 2019 Now Loans. Rights reserved.

Now Loans is a licensed credit broker and not a lender. Nothing on this website constitutes financial advice. If you need financial advice you should speak to a qualified financial advisor. This website provides information only. The choice of product is yours and your alone. As a broker we process the information you provide us and we may pass this onto our trusted third party lenders and brokers. All credit is subject to you being a UK resident, aged 18 or over and your personal circumstances. All lenders operate responsible lending policies and as such credit is subject to affordability. We may receive a commission if you use our website to obtain credit. Find out how works.

If you are thinking of consolidating existing borrowing you should be aware that you may be extending the terms of the debt and increasing the total amount you repay. Missing payments on a loan will have severe consequences and may make obtaining credit more difficult in the future.

Now Loans is a trading style of Affiniti Digital Media Ltd. Registered Office: Chart House, 2 Effingham Road, Reigate, Surrey, RH2 7JN. Registered in England & Wales, number 05180470. Authorised and regulated by the Financial Conduct Authority (FRN 726074). Registered with the Information Commissioner’s Office – Z8703415.

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