Apply for a Loan Bad Credit

Apply via our simple, safe and secure enquiry form to discover your loan options. Maximum loan value is £25,000 and loan period 10 years (depending on product chosen).

Your Loan Details

Some personal details

Contact information

All fields are compulsory and we ask you for this information in order to progress your application.

Employment information

All fields are compulsory and we ask you for this information in order to progress your application.

Food, energy, transport, entertainment, other loans, etc

We take your privacy very seriously. Before you can apply you must accept our privacy policy, which includes consenting to us passing your details to our lenders, and consenting to them contacting you about your application.

Use our free broking service for an instant lending decision – we will tell you which of our extensive panel of lenders are in principle able to lend to you. Typically applicants receive 3 loan offers but there is no obligation. Where we are unable to find a loan we will pass your enquiry to a specialist broker who may be able to help. They do not charge any enquiry fee either.

You can immediately complete your application online with your chosen lender(s) using their e-signature service (no copy documentation or ID required in most instances). In this case it is possible for you to receive your loan within 24 hours of submitting your enquiry via our form. Our broker service is provided free of charge§. The deals you are offered will be the same as going direct. Any commission we earn will be paid by the lender. Nothing will be added to your loan amount.

Estimated Repayments

Please fill in more information to see initial calculations.

Monthly repayments £
Total repayable £
Representative APR %

Representative example. Borrow £3,000 with repayments scheduled over 36 months each totalling £162.34 at a fixed interest rate of 45.10%. Total interest payable at £2,844.30, meaning the total repayable after 36 months is £5,844.30.

Representative APR 50.0% fixed. This example is for illustration purposes only. The rate and/or term you are offered is dependent on your individual circumstances.

Representative example. Borrow £3,000 with repayments scheduled over 36 months each totalling £144.16 at a fixed interest rate of 34.05%. Total interest payable at £2,189.60 meaning the total repayable after 36 months is £5,189.60.

Representative APR 39.9% fixed. This example is for illustration purposes only. The rate and/or term you are offered is dependent on your individual circumstances.

Use our free broking service for an instant lending decision – we will tell you which of our extensive panel of lenders are in principle able to lend to you. Typically applicants receive 3 loan offers but there is no obligation. Where we are unable to find a loan we will pass your enquiry to a specialist broker who may be able to help. They do not charge any enquiry fee either.

You can immediately complete your application online with your chosen lender(s) using their e-signature service (no copy documentation or ID required in most instances). In this case it is possible for you to receive your loan within 24 hours of submitting your enquiry via our form. Our broker service is provided free of charge§. The deals you are offered will be the same as going direct. Any commission we earn will be paid by the lender. Nothing will be added to your loan amount.

© 2019 Now Loans. Rights reserved.

Now Loans is a licensed credit broker and not a lender. Nothing on this website constitutes financial advice. If you need financial advice you should speak to a qualified financial advisor. This website provides information only. The choice of product is yours and your alone. As a broker we process the information you provide us and we may pass this onto our trusted third party lenders and brokers. All credit is subject to you being a UK resident, aged 18 or over and your personal circumstances. All lenders operate responsible lending policies and as such credit is subject to affordability. We may receive a commission if you use our website to obtain credit. Find out how nowloans.co.uk works.

If you are thinking of consolidating existing borrowing you should be aware that you may be extending the terms of the debt and increasing the total amount you repay. Missing payments on a loan will have severe consequences and may make obtaining credit more difficult in the future.

Now Loans is a trading style of Affiniti Digital Media Ltd. Registered Office: Chart House, 2 Effingham Road, Reigate, Surrey, RH2 7JN. Registered in England & Wales, number 05180470. Authorised and regulated by the Financial Conduct Authority (FRN 726074). Registered with the Information Commissioner’s Office – Z8703415.

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