Apply for a Bad Credit Loan

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Apply via our simple, safe and secure enquiry form to discover your loan options. You can apply to borrow over 1 to 5 years.

We’ll do the hard work

We’ll tell you instantly which lenders will offer you a loan in principle

Immediate decision

See right away which lenders accept, choose what’s right for you

Financial problems OK

We’re confident we can find a lender who can help you

No fees, no fuss!

We don’t charge you fees for our broker service and there’s no obligation

Representative example. Borrow £3,000 with repayments scheduled over 36 months each totalling £134.10 at a fixed interest rate of 34.05%. Total interest payable at £1,827.60, meaning the total repayable after 36 months is £4,827.60.

Representative APR 39.9% fixed. This example is for illustration purposes only. The rate and/or term you are offered is dependent on your individual circumstances.

Your Loan Details

Some personal details
Contact information

All fields are compulsory and we ask you for this information in order to progress your application.

Employment information

All fields are compulsory and we ask you for this information in order to progress your application.

Food, energy, transport, entertainment, other loans, etc

We take your privacy very seriously. Before you can apply you must accept our privacy policy, which includes consenting to us passing your details to our lenders, and consenting to them contacting you about your application.

Use our free broking service for an instant lending decision - we will tell you which of our extensive panel of lenders are in principle able to lend to you. Typically applicants receive 3 loan offers but there is no obligation. Where we are unable to find a loan we will pass your enquiry to a specialist broker who may be able to help. They do not charge any enquiry fee either.

You can immediately complete your application online with your chosen lender(s) using their e-signature service (no copy documentation or ID required in most instances). In this case it is possible for you to receive your loan within 24 hours of submitting your enquiry via our form. Our broker service is provided free of charge§. The deals you are offered will be the same as going direct. Any commission we earn will be paid by the lender. Nothing will be added to your loan amount.

Unsecured loans of £1000+ are available between 12 months and 60 months with rates ranging from a minimum of 3.6% APR to a maximum of 299.9% APR to cater for a wide range of credit profiles.