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Apply for a Loan Bad Credit

Apply via our simple, safe and secure enquiry form to discover your loan options. Maximum loan value is £25,000 and loan period 10 years (depending on product chosen).

Your Loan Details

Would you prefer a Guarantor Loan?

Yes

Select your probable guarantor

How much do you want to borrow?
(value entered will be rounded)

Repaid over how long?

What’s the loan for?

Some personal details

Title

First name

Last name

Date of birth

Day

Month

Year

Marital status

Contact information

All fields are compulsory and we ask you for this information in order to progress your application.

Mobile phone number

Daytime contact number

Evening contact number

Email address

Confirm your email address

House name/number

Street name

Town

County

Postcode

Residential status

I’ve been at this address for 3 years or longer

Employment information

All fields are compulsory and we ask you for this information in order to progress your application.

Employment status

Job title

Time at current employer

Annual income after tax (net)

Monthly income after tax (net)

Pay frequency

Monthly rent or mortgage payments

Other monthly expenses

Food, energy, transport, entertainment, other loans, etc

Current credit status

I have a current account

I have a UK Bank Account and am not bankrupt or on an IVA

We take your privacy very seriously. Before you can apply you must accept our privacy policy, which includes consenting to us passing your details to our lenders, and consenting to them contacting you about your application.

I have read and accept Now Loans’ Privacy Policy

Use our free broking service for an instant lending decision - we will tell you which of our extensive panel of lenders are in principle able to lend to you. Typically applicants receive 3 loan offers but there is no obligation. Where we are unable to find a loan we will pass your enquiry to a specialist broker who may be able to help. They do not charge any enquiry fee either.

You can immediately complete your application online with your chosen lender(s) using their e-signature service (no copy documentation or ID required in most instances). In this case it is possible for you to receive your loan within 24 hours of submitting your enquiry via our form. Our broker service is provided free of charge§. The deals you are offered will be the same as going direct. Any commission we earn will be paid by the lender. Nothing will be added to your loan amount.

Unsecured loans of £1000+ are available between 12 months and 60 months with rates ranging from a minimum of 3.6% APR to a maximum of 299.9% APR to cater for a wide range of credit profiles.

Estimated Repayments

Monthly repayments £

Total repayable £

Representative APR %

Representative example. Borrow £3,000 with repayments scheduled over 36 months each totalling £134.10 at a fixed interest rate of 34.05%. Total interest payable at £1,827.60, meaning the total repayable after 36 months is £4,827.60.

Representative APR 39.9% fixed. This example is for illustration purposes only. The rate and/or term you are offered is dependent on your individual circumstances.

..Representative example. Borrow £3,000 with repayments scheduled over 36 months each totalling £134.10 at a fixed interest rate of 34.05%. Total interest payable at £1,827.60, meaning the total repayable after 36 months is £4,827.60.

Representative APR 39.9% fixed. This example is for illustration purposes only. The rate and/or term you are offered is dependent on your individual circumstances