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Provident Loans


Small unsecured cash loans from £100 to £500 ("home credit")
We also have payday loan cash advances of up to £1000 available: click here


Provident Personal Credit is the UK's leading home-collected credit company. It offers small unsecured personal loans and related products. For more than 100 years they've helped people buy the things they need using their friendly door-to-door service (hence "home credit").

Provident specialises in straightforward personal credit that puts you in control. The small personal credit loans that they offer can be arranged in minutes and delivered straight to your door. These loans have regular fixed repayments - and the amount owed never rises.

Provident Personal Credit application

  Provident Personal Credit for small cash unsecured loans from �50

Summary of Provident Personal Credit

  • Small unsecured "provident loans" from £100 - £500

  • Previous credit history, including CCJ's, need not be a problem

  • Affordable, fixed repayments that keep you in control

  • No extra charges - no matter what happens, the amount owed under your credit agreement never goes up - even if you take longer to pay or miss some payments

  • You do not need a bank account nor a debit card

  • You application is free and you are under no obligation after you apply

  • No fax required - you don't have fax your details.

2"Provident Loan" Products offered

  • Cash Loans

  • Shopping Vouchers (with major retailers)

How to apply to Provident Personal Credit

Simply click on the button below (or the advert above) to be taken to the Provident website - there, you can complete their very short form to get an approval in principle and a final decision in minutes. You could have your Provident Loan in 24 hours.

Representative example: £200 loan repayable over 32 weeks. 32 weekly payments of £10.00. Rate of interest 97.5% p.a. fixed. Representative 399.7%APR. Total Amount Payable is £320.

Provident Personal Credit is authorised and regulated by the Financial Conduct Authority, Interim Permissions Reference Number: 002529

Look out for their special offers and seasonal promotions - see what's currently on offer.

Provident Personal Credit application

Compare the price of home collected and other cash loans available in your area at www.lenderscompared.org.uk. All home credit customers are entitled to a free detailed statement once every 3 months; just ask!

To operate this service we receive commission from the provider we refer you to.


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Payday Loans

If you need a quick cash advance of between £80 and £1000 then we have a great range of payday loans for you. Cash available within 24 hours.

Payday Loan Cash Adavce Information



Guarantor Loans

Guarantor no-credit-score loans up to £10000

If you need an unsecured loan but don't want to be credit checked or have a bad credit history then consider a Guarantor Loan. Borrow up to £10,000.

Guarantor Loans up to £3000 and no credit check


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